The Complete FSA Eligibility List

Here it is — the most-comprehensive eligibility list available on the web. From A to Z, items and services deemed eligible for tax-free spending with your Flexible Spending Account (FSA), Health Savings Account (HSA), Health Reimbursement Arrangement (HRA) and more will be here, complete with details and requirements. Important Reminder: FSAs, HRAs and other account types listed may not all be the same. Be sure to check with your administrator to confirm if something is eligible before making a purchase.

Here it is — the most-comprehensive eligibility list available on the web. From A to Z, items and services deemed eligible for tax-free spending with your Flexible Spending Account (FSA), Health Savings Account (HSA), Health Reimbursement Arrangement (HRA) and more will be here, complete with details and requirements. Important Reminder: FSAs, HRAs and other account types listed may not all be the same. Be sure to check with your administrator to confirm if something is eligible before making a purchase.

Lab Fees: FSA Eligibility

Lab Fees: eligible with a Flexible Spending Account (FSA)
Lab fees are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Lab fees related to dental or vision are eligible with a limited-purpose flexible spending account (LPFSA). Lab fees are not eligible with a dependent care flexible spending account (DCFSA).

What are lab fees?

Laboratory fees are expenses associated with laboratory test work for medical procedures and diagnostics. Lab fees for dental, vision, and preventive care are eligible for reimbursement with a consumer-directed healthcare account. Lab fees for other types of medical care are not eligible.

Lab fees usually cover preventive care such as screenings and tests for suspected diseases or medical conditions that are likely for a given demographic, based on age, gender, risk factors, etc. Examples of preventive care for which a lab fee might be charged include diabetes screening, hepatitis B screening, cervical dysplasia screening, lead screening, vision screening, breast cancer mammography screenings, human papilloma virus (HPV) DNA testing, and more. 

Medical doctors will order the lab tests that incur lab fees. If a lab fee is part of the expense, it's because a test requires the use of laboratory technicians and equipment. Most tests to screen for medical conditions require the support of a medical testing laboratory. The most common type of medical appointments that entail lab fees include dermatology appointments, gynecology appointments, oncology appointments, neurology appointments, and prenatal appointments.

Because lab fees are part of visiting a medical doctor and receiving health care in a hospital or clinic, they do not require a prescription or Letter of Medical Necessity (LMN) in order to be considered eligible for reimbursement with a consumer-directed healthcare account.