Lactaid Caplets: FSA Eligibility

Lactaid Caplets: reimbursement is not eligible with a Flexible Savings Account (FSA)
Lactaid caplets are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA), dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA) as they are considered dietary supplements and a "dual purpose" product.

What is lactaid?

Lactaid is a type of lactose intolerance treatment tablet that requires a prescription in order to be considered eligible for reimbursement with a consumer-directed healthcare account. Lactose intolerance treatments such as lactaid work by breaking down the lactose in milk. This is performed through the introduction, from the lactaid tablet, of the enzyme lactase. Lactase is a natural enzyme that breaks down lactose. This is useful to lactose-intolerant individuals who lack the natural ability to break down lactose. If a lactose intolerance treatment like lactaid is not used in conjunction with a food containing lactose, a lactose-intolerant individual may experience a variety of uncomfortable things such as abdominal pain, diarrhea, gas, and/or bloating. The severity of these conditions will vary based on the individual's level of lactose intolerance and the amount of lactose-containing food they have consumed LACTAID).

How does lactaid help with lactose intolerance?

The most important step in living well with lactose intolerance is learning to identify which foods contain lactose. This may be mostly a trial-and-error experience, but foods should be appropriately labeled as well. Restaurants may pose a more difficult challenge, as restaurant staff will typically do their best to inform customers with medical conditions such as lactose intolerance, but the transparency afforded by food labelling is not available in most restaurants. A lactose intolerant individual can use a lactose treatment like lactaid to receive lactase, which will break down lactose into the simple sugars galactose and glucose.

Individuals that are suspected to be lactose intolerant should consult a medical doctor so they can be correctly diagnosed, and so they can receive a prescription for a lactose intolerance treatment like lactaid. A medical doctor can also help an individual verify that they are suffering from the medical condition of lactose intolerance, rather than a milk allergy, which causes similar reactions and is commonly confused for the other (LACTAID).