Medical Testing Devices: FSA Eligibility

Medical Testing Devices: eligible with a Flexible Savings Account (FSA)
Medical testing devices are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Medical testing devices are not eligible with a dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA).

What are medical testing devices?

Medical testing devices are products that perform medical tests. They are usually designed for at-home use, in order to spare time and expenses associated with visits to the doctor's office or the hospital. Medical testing devices are eligible for reimbursement with consumer-directed healthcare accounts whether purchased as Over-the-Counter (OTC) or with a prescription. Medical testing devices measure things like cholesterol, blood tests, blood pressure, asthma, blood coagulation, and more.

Cholesterol monitors

Home cholesterol monitors are a type of medical testing device that produces a cholesterol reading. There are a number of factors which can be measured, including glucose, HDL, triglycerides, or overall cholesterol (Mayo Clinic).

Laser Lancing Devices

Laser lancing devices are a type of medical testing device that aids with drawing blood. A laser lancing device has an adjustable puncture setting, and causes less pain than a needle or prick (American Diabetes Association).

Home EKG Devices

Home EKG devices are a type of medical testing device that performs similar work to a professional EKG device. Home EKG devices typically measure heart rate and arrhythmia, deviations and irregularities in order to tell a patient whether a full EKG and/or physician's assistance are recommended (WebMD).

Home Blood Pressure Monitors

Home blood pressure monitors are a medical testing device that may be used in conjunction with a medical doctor's guidance for maintaining blood pressure within a healthy range and/or for recognizing medical concerns or emergencies that would require medical attention (American Heart Association).

Asthma Monitors

Asthma monitors are a medical testing device that recognize how well asthma medication is performing by measuring the force and volume of a patient's lung exhalations (National Heart, Lung, and Blood Institute).

Blood Coagulation Monitors

Blood coagulation monitors require a blood sample in order to read the blood's thinness, or coagulation. Patients who take prescription blood thinners may need a device like a blood coagulation monitor in order to ensure their blood is not rendered dangerously thin by medication (Bio-AMD).

Under IRC 213(d)(1), "medical care includes amounts paid for the diagnosis, cure, mitigation, treatment, or prevention of disease, or for the purpose of affecting any structure or function of the body." This includes medical equipment and devices.