Non-Prescription Drugs and Medicines: FSA Eligibility

Non-Prescription Drugs and Medicines: eligible with a Flexible Savings Account (FSA)
Non-prescription drugs and medicines are eligible with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Non-prescription drugs and medicines are not eligible with a dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA).

What are non-prescription drugs and medicines?

Non-prescription drugs and medicines are Over-the-Counter (OTC) and are eligible for reimbursement with a consumer-directed healthcare plan. Non-prescription drugs and medicines may be brand-name or generic. 

Why do non-prescription drugs and medicines require a prescription?

Today, a huge variety of over-the-counter (OTC) medicines are sold in grocery stores, supermarkets and pharmacies throughout the U.S. that can treat a wide range of potential ailments. Everything from analgesics (pain relievers) to antacids to antihistamines have historically been covered by consumer-directed healthcare accounts, but in light of the passage of the Patient Protection and Affordable Care Act (PPACA), a series of changes have been put into place regarding the reimbursement of common drugs and medicines that can alleviate a wide variety of common maladies.

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