Rowing Machine: FSA Eligibility

Rowing Machine: requires a Letter of Medical Necessity (LMN) to be eligible with a Flexible Spending Account (FSA)

A rowing machine may be eligible for reimbursement with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) and health reimbursement arrangement (HRA). A rowing machine is not eligible for reimbursement with a limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

What is a rowing machine?

A rowing machine is a fitness device that simulates the action of rowing a boat, providing a full-body, low-impact workout. It engages major muscle groups, including the legs, core, back, and arms, while also offering excellent cardiovascular benefits. Rowing machines are popular for improving endurance, strength, and overall fitness. They are suitable for all fitness levels and often feature adjustable resistance settings. The rhythmic motion also promotes coordination and calorie burning, making it an efficient option for home or gym workouts.

What is the process for rowing machine FSA/HSA/HRA reimbursement?

A rowing machine may be eligible for reimbursement with a Letter of Medical Necessity (LMN) from a licensed healthcare provider outlining how the equipment will help treat or mitigate a specific medical condition like obesity or hypertension. A rowing machine for personal use or general good health is not eligible.