The Complete FSA Eligibility List

Here it is — the most-comprehensive eligibility list available on the web. From A to Z, items and services deemed eligible for tax-free spending with your Flexible Spending Account (FSA), Health Savings Account (HSA), Health Reimbursement Arrangement (HRA) and more will be here, complete with details and requirements. Important Reminder: FSAs, HRAs and other account types listed may not all be the same. Be sure to check with your administrator to confirm if something is eligible before making a purchase.

Here it is — the most-comprehensive eligibility list available on the web. From A to Z, items and services deemed eligible for tax-free spending with your Flexible Spending Account (FSA), Health Savings Account (HSA), Health Reimbursement Arrangement (HRA) and more will be here, complete with details and requirements. Important Reminder: FSAs, HRAs and other account types listed may not all be the same. Be sure to check with your administrator to confirm if something is eligible before making a purchase.

Topical Steroids: FSA Eligibility

Topical Steroids: eligible with a Flexible Spending Account (FSA)
Topical steroids are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Topical steroids are not eligible with a dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA).

What are topical steroids?

Topical steroids refer to a variety of Over-the-Counter (OTC) medical products as well as prescription medical products that treat, alleviate or prevent medical conditions and diseases of the skin. Topical steroids contain corticosteroids usually, and are classified according to their vasconstrictive abilities. Vasoconstriction refers to the topical steroid's ability to narrow blood vessels in order to reduce blood flow, thereby reducing inflammation (MedicineNet.com).

Topical steroids may be applied via foam, spray, lotion, ointment, drops, and gels. Topical steroids are used in contrast with enteral treatments which are ingested orally, suppositories, and intravenous treatments which are injected via hypodermic needles.

Topical steroids can be classified by many different terminologies and applications, and may be labelled based on an individual producer's marketing department claims and classifications. There are few objective standards for what defines a cream versus an ointment, for example. However, loosely, topical steroids can be defined by their method of application and the area of the body in which they are intended to be applied. Topical steroids can be applied via spray, rubbing, dropper, foaming, solids that are meant to be rubbed, patches, tinctures, etc. They may be applied to any part of the skin, or designed especially for one part of the body such as the feet, eyes, nose, throat, ears, scalp, or mouth (American Family Physician)