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Real Money: How to make the most of employee wellness programs

Living Well

Employee wellness benefits and reward programs are on the rise. According to a recent study from the Society of Human Resource Management, 75% of companies offer wellness resources and/or employee wellness programs.

But here's the deal — even though "wellness benefits" might sound like a great perk, a lot of employees don't know what the benefits include or how to use them. Part of that is because these benefits are relatively new. In fact, the same study found that 44% of companies increased their employee wellness offerings in the last twelve months.

Here's some tips to help you make the most of your employee wellness rewards program.

Games, challenges and fitness trackers

Have you ever received an email from human resources with details about fitness games or walking challenges? If so, your company might have a wellness rewards program. Wellness rewards programs vary from company to company, but usually include things like health assessments, fitness challenges, biometrics tracking and wellness education. The details might change depending on your company, but the rewards and incentives are usually similar.

Here's how it works — employees are able to earn rewards for completing health assessments or challenges. The aim of these challenges is to increase employee health, and as a result, lower health care costs for the employer. It's a win-win. In order to incentivize employees to participate, employers usually offer rewards.

Sometimes the rewards are things like discounts for monthly health care expenses, but occasionally, the rewards are points or "dollars" that can be redeemed for health-related items.

Products that can make your workday better

Once you've earned rewards or dollars through your employee wellness programs, and you have a qualified plan, put those dollars to work. The best part about these rewards is that you can use them to buy health-related products that you would have needed anyways. Here are three products you can buy with your wellness rewards. The best part? These products will help improve your health and your workday.

Be prepared with the pain relief bundle

Whether it's a killer headache or bad cramps, it's never fun to experience pain, especially at work. But the worst part about having mild pain is that it's more of a nuisance than an actual health concern. That's why the pain relief bundle is the perfect kit to store in your desk at the office. Next time you feel a headache coming on or experience foot pain from uncomfortable shoes, you'll have exactly what you need to feel better quickly.

Get comfortable with shoe insoles or inserts

For some people, work involves a lot of standing or walking. Even though it might be good for your health to walk around throughout the day, it's hard on your feet. That's why it might be a good idea to invest in foot insoles or inserts. The best part about inserts is that they help even the most uncomfortable shoes become more comfortable.

Get organized with a pill box

Whether you're trying to remember to take prescription medicine or have the goal of creating a vitamin routine, an organizational pill box is a great way to ensure that you stay on track. Get organized for the week and leave the pill box in your desk at work. By creating a routine that incorporates your work day, you're more likely to actually remember and follow through.

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Whether you budget week-to-week, or plan to use your FSA for bigger things, our Real Money column will help you maximize your flex spending dollars. Look for it on Tuesdays, exclusively on the FSAstore.com Learning Center. And for the latest info about your health and financial wellness, be sure to follow us on Facebook, Instagram and Twitter.

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