Depending on who you ask, summer vacation may feel like it has just started (your kids) or thankfully coming to an end (parents)! The month of August is a busy one for parents as they jump into back-to-school shopping. But as important as school supplies and new clothes are, planning ahead for your child's wellness is just as important!
Your flexible spending account (FSA) can provide a source of financial relief for the must-have items your kids need to stay healthy as they head back into the classroom. Don't know where to start? Here are a few FSA-eligible items to keep in mind.
Bumps, scratches and scrapes are par for the course if you have a child in elementary school. Time spent in gym class, in the art room or on the playground can result in little mishaps, so keep some bandages handy to quickly take care of minor injuries. Bandages are eligible, over-the-counter products that do not require a prescription for FSA reimbursement.
Cover up those cuts and scrapes with all different types of FSA-eligible bandages for the entire family.
While most people associate allergy season with the early spring, the fall can present its own unique challenges if your child has a ragweed allergy. According to the American College of Allergy, Asthma and Immunology, ragweed season begins in August and will hit its peak in September when your child is in the thick of the new school year. Prepare beforehand with FSA-eligible cold & allergy products to keep your son or daughter's symptoms at bay.
Back-to-school can mean back-to-allergies. From allergy tablets to nasal spray to throat lozenges, your FSA keeps you covered.
Wax for Braces
If your child will be getting braces put on in the next several months, getting adjusted to these orthodontic devices can be a struggle. Wax is used in the months after braces are installed to prevent the brackets from causing abrasions on the inside of the mouth. Make sure your child has enough to hit the ground running during the school year with your FSA!
Braces can be uncomfortable, but braces wax is here to help. Relieve irritation caused by braces with braces wax.
Sick days will happen, and one of the best ways to monitor your child's physical health during an illness is with a thermometer. These devices are available in a variety of styles to suit your child's age, such as those that read temperature through the ear, forehead or mouth. Best of all, using your FSA funds will help you save on the cost of this must-have item for parents.
Get easy, quick temperature readings with professional accuracy with a wide variety of thermometers.
Light Therapy Acne System
If you have kids who are making the transition from elementary school to high school, acne is a major issue in their teen years. Instead of harsh astringents and topical treatments, light therapy may be a great alternative! A light therapy system utilizes blue light treatments to destroy bacteria on the skin that can contribute to acne to freshen and clean skin. It can even treat multiple areas of the body in under 10 minutes!
Use the power of light therapy to fight pesky breakouts by killing bacteria with light therapy acne masks.
Summer's here, and that means warm weather, long days, and plenty of opportunities to hit the road on a bike. While there's something to be said for getting out and forgetting the worries of everyday life, you'd be doing yourself a disservice if you spent more time preparing for your mid-ride lunch stop than ensuring your safety while out on the road!
Luckily, saving money on some simple purchases to improve your cycling experience is easier than ever. And you can pay for them through an unexpected source - your flexible spending account (FSA) funds! Here are a few great FSA-eligible items that could make your ride safer and more comfortable.
If you don't plan ahead for your ride with the right sun protection, you may end up with an epic burn instead. Last year's sunscreen may have a limited shelf life, so make sure that you're prepared for the new season with the most effective sun care regimen. Sunscreen with broad spectrum protection against ultraviolet rays and SPF 15 or above is eligible for FSA reimbursement, so make sure you and your loved ones avoid sunburn wherever you're headed.
- Lip Balm
With the constant flow of wind in your face while biking, which may result in chapped lips for days afterward. While not all lip balm is FSA-eligible, those that are, follow the same eligibility requirements as sunscreen. As long as lip balm is SPF 15+ and offers broad spectrum protection, it is FSA-eligible!
- Allergy Medicine
Being in the great outdoors comes with its own set of challenges, not the least of which are high pollen counts that could trigger your allergic symptoms. Allergy medication can help you breathe a little easier when you're out on the road, and over-the-counter medicines are eligible for FSA reimbursement with a prescription from a doctor.
- Hot/Cold Packs
Whether you're an avid cyclist or a total newbie, a long ride can leave your muscles sore for days after physical activity, but your FSA can help tackle that as well! Hot and cold packs are eligible over-the-counter products that can administer targeted heat and cold therapy to soothe sore muscles, curb swelling and reduce pain so you can get back on the road faster.
- Crash Pack
Last but not least, we never want to think about it when we're out on the road or on the trail, but falling off your bike in an emergency can lead to a serious injury that could be worsened without the right preparation. Every cyclist should keep a crash pack handy, and your FSA can help cover an extensive selection of bandages, braces, first aid kits and—worst-case scenario—crutches.
No matter where you're headed this summer, make FSAstore.com a part of your plans! We have the web's largest selection of FSA-eligible products to keep you and your loved ones healthy year-round.
As March gives way to April, it is officially spring and before you know it, your kids will be home from school for their annual spring break. This is typically a very busy week for most families, as they are beginning to enjoy the great outdoors, taking vacations and generally enjoying everything the new season has to offer.
Before spring break arrives, make sure you are prepared for everything the week has in store! Here are a few smart Flexible Spending Account (FSA) eligible purchases to make before spring break!
- Sunscreen (Broad Spectrum, SPF 15+)
While the sun's rays can be dangerous at any time of year, with the longer daytime hours and increased amount of time outdoors this spring, sun protection should be a major priority. Sunscreen is an FSA eligible expense provided that is SPF 15+ and broad spectrum, and products such as sun protection lip balm, children's sunscreen and mineral sunscreen are great options that can protect your family all day long.
- Acupressure Wrist Bands
Kids are far more likely to get car sick than adults, so if you'll be traveling during spring break with your family, be sure to pick up a few acupressure wrist bands for your kids to wear along the way. These drug-free bands that are worn around the wrists provide light pressure to "acupoints" along the wrists that can help to reduce the likelihood of motion sickness.
- Neck Pillows
Can you never seem to find the right position to sleep in while traveling by car or plane? Worse yet, do you have neck pain or other chronic pain issues that make sitting for long periods of time unbearable? FSA eligible orthopedic neck pillows may be the perfect solution. These pillows stabilize the neck and shoulder muscles during periods of activity, and it can provide a comfortable sleeping position to avoid pain during long car and airplane trips.
With all of the time your kids will be spending outdoors this spring break, there's a good chance a few bumps and bruises will happen along the way. If you have FSA funds to spare, pick up a box of Band-Aids for the whole family. This will allow you to quickly respond in the event of an emergency and every home with small children should be fully stocked with first aid supplies!
- Saline Spray
Spring also hails the arrival of allergy season, and whether you're outdoors or your home's windows are open, pollen levels can trigger a wealth of allergic reactions. Saline sprays are a must-have during allergy season, as they can clear out the nasal passages of allergens, mucous and other irritants to help you and your loved ones breath clearly all season long.
For everything you need to keep your family healthy year-round, rely on FSAstore.com! We have the web's largest selection of FSA eligible products to help you maximize the potential of your employee benefits!
For many FSA users, 2016 isn't over quite yet! The period between January 1 and March 15 is the FSA grace period (for FSA plans that ended on December 31, 2016), the last chance for millions of FSA holders to spend down the remainder of their 2016 funds before they are forfeited.
Companies have the option of choosing the 2.5 month grace period or the $500 rollover when setting up FSA plans for employees, so if your plan features the grace period, there is still time to spend down the remainder of your 2016 funds before the deadline! Whether you have $600 or $60 left in your account, FSAstore.com can help you spend down your remaining 2016 funds on the eligible products you and your family use the most. Here are a few ideas to keep in mind before March 15 arrives!
- Medical/Dental/Vision Care
First and foremost, your FSA is one of the easiest ways to save on medical spending, so whether you've been putting off a physical exam, a dental cleaning or even thinking about LASIK surgery, these are all qualifying medical expenses that can be covered with FSA funds. Before your 2016 plan year comes to a close, use your remaining funds to lay a healthy foundation for 2017!
- First Aid Kits
You may have a first aid kit at home, but what about your car, boat or workplace? Accidents happen when you least expect them, so be prepared for the worst wherever you're heading with FSA eligible first aid supplies.
- Mineral Sunscreen
The sun's rays are dangerous for your skin during any season, so if you'll be spending an extended amount of time outdoors in the coming months, make sure your skin is protected with mineral sunscreen! These products do not absorb into the skin, offer broad spectrum protection against UVA/UVB rays and are ready to protect from the sun as soon as they're applied.
- Sunscreen Lip Balm with SPF 15+
Don't let your lips suffer from a lack of sun protection year-round. Sun care lip balms that contain a sun protection factor of 15 or above are FSA eligible! Apply it before heading outdoors to safeguard your lips from the elements.
Check Out: Coppertone Sport Sunscreen Lip Balm SPF 50
Bandages are staples of the modern household that can handle cuts, scratches and bruises large and small. They can also run out fast over the course of the year, so this is the perfect opportunity to plan ahead.
- Neck Supports
Orthopedic neck supports are considered FSA eligible expenses, so if you're traveling in the future or simply need some pain relief when you're lounging around the house, these neck pillows can make a huge difference!
Check Out: IMAK HappiNeck Orthopedic Neck Support
- Contact Lens Accessories
In addition to contact lenses being FSA eligible, products like lens solution, carrying cases and other accessories are eligible for reimbursement as well.
- Eyeglass Accessories
On the opposite end of the spectrum, eyeglass wearers have plenty of care considerations of their own when maintaining their eyewear. Cleaning clothes, eyeglass repair kits and other accessories are FSA eligible, so use your benefit to ensure they're in great shape year-round.
Has your family's thermometer seen better days? These devices have evolved by leaps and bounds in recent years to make taking a temperature easier than ever. Oral, in-ear, forehead and other designs are all eligible with an FSA!
Check Out: Braun Forehead Thermometer
- Blood Pressure Monitor
If you or a loved one has a history of hypertension or a family history of heart disease, blood pressure monitoring is a smart choice for future health decisions. Smartphone-enabled blood pressure monitors make it easier than ever to track numbers and share them with healthcare professionals to better realize your long-term health goals.
Check Out: Qardio Arm Wireless Blood Pressure Monitor