That's Eligible?! Using FSA dollars for eye care

Considering nearly two out of every three Americans wear prescription glasses, it's surprising there's so much confusion around the FSA eligibility of eye wear and vision care. What's even more surprising is why more Americans aren't using their tax-free funds to pay for the products and services necessary to maintain proper eye health. And we're not just talking eyeglass repair kits and lens wipes -- there are some seriously surprising eye care items on our Eligibility List.

Since this winter is just getting started let's get ahead of your eye care and protection so you can make the most of the outdoors in the months ahead.

Contact lenses? Yes!

Let's be clear: there are plenty of places to buy contact lenses. But how many of them allow you to choose from a huge range of brands, entirely with your FSA, without wondering if the ones you want are eligible. Maybe we're a little biased, but we think you'll enjoy buying your contacts this way. (Oh, and when you pay with your FSA card, you can skip the receipts process!)

Prevention starts with protection…

No, we're not talking about high school health classBut the same thinking applies. According to a survey from The Vision Council, 75% of American adults in a survey are concerned about UV eye exposure, but only 31% report wearing sunglasses when going outside.

And cloudy days aren't much safer than sunny ones; you can still do some damage when it's overcast, because UV rays break through clouds and can damage unprotected eyes. Prescription sunglasses are FSA-eligible, so what's stopping you from being smarter than the 69% of people who leave their eyes unprotected?

Some lesser-known eye care options

We've used plenty of digital ink showing how laser eye surgery (more commonly known as LASIK) is completely eligible for FSA and HSA reimbursement. And we hope people are realizing that LASIK surgery is often inexpensive enough to cover entirely with their flexible spending funds.

It's not limited to LASIK, either. Medically necessary treatments and routine eye exams are all part of FSA eligible vision care.

Now, for arguably the most surprisingly eligible vision care expense of all -- guide dogs. The National Federation of the Blind has a list of guide dog schools that can connect you or your loved ones with the right service animal, should you need assistance getting around because of visual impairment or blindness.

Other eligible eye and ear care


Don't waste time hunting for ways to spend your tax-free funds. In That's Eligible?!, we'll bring you these updates every Monday, so you don't have to. And for all things flex spending, be sure to check out the rest of our Learning Center, and follow us on Facebook, Instagram and Twitter.


That's Eligible?! A little more clarity on FSAs and contact lenses

A while back, we covered some surprisingly eligible ways you can use your FSA to care for your eyes. But we realized that contact lenses probably deserved a little more discussion.

Contact lenses, like eyeglasses or LASIK, can correct nearsightedness, farsightedness and astigmatism. About 20% of Americans who need their vision corrected wear contact lenses. Contact lenses can provide a full field of unobstructed vision, which is great for being active and participating in sports.

And with good reason -- the National Eye Institute encourages everyone to get an annual eye exam. But what happens if you need glasses or want contacts? Can you use your FSA to pay for them?

How do I choose the best contact lenses for me?

Most eye care centers provide several options for contact lenses. But there are a few factors to consider when choosing the right type of lenses for you. First -- what is the physical material of the contact lenses? Traditional soft contact lenses provide the best comfort and adjust quickly when put in.

But you might also consider harder, gas-permeable (GP) lenses which usually require a little adjustment before they become comfortable. However, GP lenses provide better vision because they have a hard, polished surface that doesn't rip as easily as soft ones. Over time, this could mean real cost benefits.

Are all types of contacts covered?

In essence,if contacts are designed to correct vision problems, they are FSA-eligible. Though insurance companies might have their own policies regarding coverage of specific types or brands of lenses, all are fully reimbursable with your tax-free funds.

Plus, unlike some insurance providers, which may not cover contact lenses in place of eyeglasses, if the contacts are prescribed to correct vision they are eligible, regardless of insurance plan coverage.

So, what isn't covered?

If you're looking to use contact lenses purely for cosmetic purposes -- for example, trying a new eye color, adding to a sick Halloween costume, scaring your neighbors, etc. -- then you can't use your FSA to pay for them.

They may be fun and exciting, but they have no corrective purpose, so they don't make the cut. Don't feel slighted, though -- products and services designed only for cosmetic purposes are never FSA-eligible.


Don't waste time hunting for ways to spend your tax-free funds. In That's Eligible?!, we'll bring you these updates every Monday, so you don't have to. And for all things flex spending, be sure to check out the rest of our Learning Center, and follow us on Facebook, Instagram and Twitter.

Living Well

How to survive allergy season with contact lenses

When you're experiencing the worst of your seasonal allergy symptoms this spring, just imagine how much worse it could be if you were wearing contact lenses! This time of year is especially trying for contact lens wearers, as the American Optometric Association claims more than 75% of contact lens wearers complain of allergen-caused eye pain and irritation.

Allergy season calls for special tactics that contact lens wearers should practice throughout spring to control their symptoms and improve their quality of life. Before your local pollen count peaks, keep the following tips in mind.

  1. Switch to eyeglasses

During allergy season, contact lenses provide an additional surface for pollen, dust and other allergens to stick to, and they can be like sponges for these particles throughout the spring, reports VeryWell.com. Wearing eyeglasses, even on a part-time basis, can dramatically limit how many allergens your eyes come into contact with and can reduce irritation over the course of allergy season.

  1. Invest in rewetting drops

If you're sticking with your contacts throughout allergy season, investing in rewetting drops or artificial tears is a must. Not only will this help your eyes feel better, but they can also wash out allergens that may be present on the surface of your lenses. Best of all, if you are enrolled in a flexible spending account (FSA), rewetting drops and other contact lens care products are FSA-eligible!

  1. Boost your cleaning regimen

Allergy season calls for a more rigorous cleaning routine, so make an effort to clean your lenses more often during the spring months to remove any lingering traces of allergens that may be present on the surface of the lenses. Consider full-scale disinfecting solutions for this time of year, and if you wear disposable lenses, replace them more often during the spring months to avoid irritation.

  1. Utilize cold compresses

One of the worst things you can do when experiencing eye irritation is to rub your eyes, as this will make the inflammation worse by spreading the allergens around your eyes. Instead, utilize cold compresses. A cool, damp towel or washcloth can work in a pinch, as well as FSA-eligible eye therapy masks that can be placed in the refrigerator and worn over the eyes when you're experiencing your worst symptoms.

This allergy season, make sure you're prepared by shopping at FSAstore.com! We have the web's largest selection of FSA-eligible products to help you maximize the potential of your healthcare benefits!


5 FSA eligible eye care expenses for Save Your Vision Month

Each year, the American Optometric Association sponsors Save Your Vision Month, which is held each March to promote the importance of regular, comprehensive eye care from a doctor of optometry.Your eyes are your windows to the world, and if you can't remember the last time you've been in an optometrist's office, it's never too late to put a renewed emphasis on your eye health.

Luckily, if you have a flexible spending account (FSA), your FSA can cover a huge range of qualifying optometric products and services. Don't know where to start? Here are a few FSA eligible expenses to keep in mind during Save Your Vision Month.

  1. Eye Exams

First and foremost, the cost to cover a visit to the optometrist's office is FSA eligible! A standard eye exam will consist of vision tests to check close and distant vision, Tonometry to test for glaucoma, and a thorough exam of the inner eye after the pupils have been dilated. Most eye exams will only take an hour or more to complete, which provides enough time for the exam and to be fitted for a prescription vision correction method if necessary.

  1. Eye Surgery

Surgery that is necessary to correct vision loss is FSA eligible, so if you or a loved one needs corrective surgery as the result of a vision problem or a recent injury, these procedures would be covered by your benefit. Additionally, vision correction surgeries such as LASIK are also FSA eligible, so common vision issues such as presbyopia (poor far sighted vision) and myopia (poor near sighted vision) can be treated in a single doctor's office visit.

  1. Eyeglasses

If you wear glasses, an FSA can help you save hundreds each year on the frames, lenses and accessories you need to see clearly. Both reading and prescription eyeglasses are FSA eligible, as well as eyeglass repair kits, cleaning cloths and sprays to help you prolong the life span and efficacy of your vision correction methods.

  1. Contact Lenses

Contact lens wearers must support their vision correction methods with a rigorous cleaning and maintenance regimen. Contact lenses, lens solution and carrying cases are daily mainstays for contact lens wearers, but luckily all of these products are FSA eligible as well. This can help contact wearers save hundreds each year on the products they use every day.

  1. Eye Drops

Last but not least, March hails the arrival of spring allergy season, and your vision could suffer greatly during peak pollen days when contending with itchy, watery eyes. Anti-allergy eye drops are FSA eligible and can relieve the discomfort that often accompanies the early spring for allergy sufferers.

If you're in need of eye care products during Save Your Vision Month, rely on FSAstore.com! We have the web's largest selection of FSA eligible products to help you maximize the potential of your healthcare benefits!

Eye Drops

Feel relief from the first blink.


Keep it comfortable and choose the type you like best with FSA-eligible contact lenses.


10 ways to spend your FSA dollars by March 15

For many FSA users, 2016 isn't over quite yet! The period between January 1 and March 15 is the FSA grace period (for FSA plans that ended on December 31, 2016), the last chance for millions of FSA holders to spend down the remainder of their 2016 funds before they are forfeited.

Companies have the option of choosing the 2.5 month grace period or the $500 rollover when setting up FSA plans for employees, so if your plan features the grace period, there is still time to spend down the remainder of your 2016 funds before the deadline! Whether you have $600 or $60 left in your account, FSAstore.com can help you spend down your remaining 2016 funds on the eligible products you and your family use the most. Here are a few ideas to keep in mind before March 15 arrives!

  1. Medical/Dental/Vision Care

First and foremost, your FSA is one of the easiest ways to save on medical spending, so whether you've been putting off a physical exam, a dental cleaning or even thinking about LASIK surgery, these are all qualifying medical expenses that can be covered with FSA funds. Before your 2016 plan year comes to a close, use your remaining funds to lay a healthy foundation for 2017!

  1. First Aid Kits

You may have a first aid kit at home, but what about your car, boat or workplace? Accidents happen when you least expect them, so be prepared for the worst wherever you're heading with FSA eligible first aid supplies.

Check Out: Adventure Medical First Aid Kit Comprehensive

  1. Mineral Sunscreen

The sun's rays are dangerous for your skin during any season, so if you'll be spending an extended amount of time outdoors in the coming months, make sure your skin is protected with mineral sunscreen! These products do not absorb into the skin, offer broad spectrum protection against UVA/UVB rays and are ready to protect from the sun as soon as they're applied.

Check Out: La Roche Posay Anthelios SPF 50 Face Mineral Tinted Sunscreen, 1.7 fl oz

  1. Sunscreen Lip Balm with SPF 15+

Don't let your lips suffer from a lack of sun protection year-round. Sun care lip balms that contain a sun protection factor of 15 or above are FSA eligible! Apply it before heading outdoors to safeguard your lips from the elements.

Check Out: Coppertone Sport Sunscreen Lip Balm SPF 50

  1. Bandages

Bandages are staples of the modern household that can handle cuts, scratches and bruises large and small. They can also run out fast over the course of the year, so this is the perfect opportunity to plan ahead.

Check Out: Band-Aid Flexible Fabric Adhesive Bandages 1 In, 100 ea

  1. Neck Supports

Orthopedic neck supports are considered FSA eligible expenses, so if you're traveling in the future or simply need some pain relief when you're lounging around the house, these neck pillows can make a huge difference!

Check Out: IMAK HappiNeck Orthopedic Neck Support

  1. Contact Lens Accessories

In addition to contact lenses being FSA eligible, products like lens solution, carrying cases and other accessories are eligible for reimbursement as well.

Check Out: Bausch and Lomb Biotrue Multi Purpose Solution, 10 oz (Pack of 2)

  1. Eyeglass Accessories

On the opposite end of the spectrum, eyeglass wearers have plenty of care considerations of their own when maintaining their eyewear. Cleaning clothes, eyeglass repair kits and other accessories are FSA eligible, so use your benefit to ensure they're in great shape year-round.

Check Out: Apex Eyeglass Repair Kit Model No : 71013 - 1 Ea

  1. Thermometer

Has your family's thermometer seen better days? These devices have evolved by leaps and bounds in recent years to make taking a temperature easier than ever. Oral, in-ear, forehead and other designs are all eligible with an FSA!

Check Out: Braun Forehead Thermometer

  1. Blood Pressure Monitor

If you or a loved one has a history of hypertension or a family history of heart disease, blood pressure monitoring is a smart choice for future health decisions. Smartphone-enabled blood pressure monitors make it easier than ever to track numbers and share them with healthcare professionals to better realize your long-term health goals.

Check Out: Qardio Arm Wireless Blood Pressure Monitor

Adventure Medical First Aid Kit Comprehensive

Find everything you need to care for a large group on an extended trip.


Do you wear contacts? Save money with an FSA

If you wear contact lenses, you may be spending hundreds extra unnecessarily each year in sales taxes. Use an FSA to buy contacts and eye care accessories.

If you wear contacts, you may be spending hundreds extra unnecessarily each year in sales taxes and other fees! Does your job offer a health plan with a flexible spending account (FSA) option? Wearing contact lenses as a vision correction method comes with a significant financial burden, but FSAs were developed to assist workers in covering long-term medical expenses just like this one!

Here are the most common FSA eligible contacts and care accessories you'll find at FSAstore.com.

1) Disposable/Extended Wear Lenses

No matter what type of contact lenses you wear, be it a daily disposable, monthly or extended wear lenses, they are eligible for reimbursement through an FSA because they assist in alleviating a significant medical condition (vision impairment). Additionally, if you like to cycle back and forth between contacts and glasses, eyeglasses and their accessories are also FSA eligible!

Shop for Contacts

2) Contact Lens Case

Overnight storage of contact lenses in cases with contact solution will dramatically improve the life span of your lenses, as well as preventing the buildup of bacteria that can lead to discomfort and potential infections. These cases are vital for the care of your vision correction method, so they are therefore covered by an FSA.

Shop for Contact Lens Cases

3) Contact lens solution

One of the most widely used products for contact lens wearers is lens solution, which acts as a means of lubricating the eyes/lenses to make them easier to insert/remove, as well as containing antibacterial agents to clean the lenses after each use. Most importantly, contact lens solution help lenses retain moisture over time, which dramatically improves wearer comfort during daylight hours.

Shop for Contact Lens Care

4) Lubricating drops

Individuals who wear soft contact lenses will need to re-wet their lenses throughout the day and typically can't bring a big bottle of contact lens solution around with them! Lubricating drops are the pocket-sized option to moisten, clear and refresh lenses that have dried out or become exposed to environmental irritants. During those momentary bouts of discomfort that all contact lens wearers experience, lubricating drops are a fantastic quick fix.

Shop for Lubricating Eye Drops


Use an FSA for Healthy Vision Month

Did you know May is Healthy Vision Month? Use your FSA during this month to help promote healthy eye care and shop at FSAstore.com for your needs.

May brings along lots of health initiatives, but did you know it's also Healthy Vision Month? This yearly initiative founded by the National Eye Institute (NEI) promotes getting regular eye exams and take care of eye health.

If you have a Flexible Spending Account (FSA), you can use the plan for lots of eye-related medical expenses. With an FSA, you can shop for prescription eyeglasses, contact lenses, and other applicable eye care accessories. You can also get an annual eye exam and visit different specialists to stay on top of your eye health year-round.

Here are some tips and FSA eligible products for eye care at FSAstore.com:

1) Schedule An Eye Exam & Get New Prescription Eyeglasses

Get a yearly eye exam and use your FSA to cover the cost, and then shop for glasses with your Flexible Spending Account.Glasses.com and FSAstore.com have partnered to provide a wide selection of prescription eyeglasses. Shop from top brands like Ray-Ban, Burberry, Oakley, Armani Exchange and more. Save $25 off orders of $100 or more!

Shop for glasses with your FSA

2) Shop for Eyeglass Accessories like Flents Wipe N Clear Pre-Moistened Lens Wipes

Cleaning your glasses becomes a daily chore as they accumulate dirt, sweat and more,throughout the day. And, you should be using a proper cloth to clean your glasses to avoid scratching and permanently damaging your lenses. Luckily, your FSA can help

Flents Wipe N Clear Pre-Moistened Lens Wipes are a quick and easy way to clean your glasses. They're convenient, easy to carry, and remove dust and debris, and even have an anti-fogging solution.Shop for Flents Wipe N Clear Pre-Moistened Lens Wipes

3) Shop for Contact Lenses and Contact Lens Care with your FSA

Contact Lenses. There are a lot of differences to consider when choosing the right kind of contact lenses for you. One major distinction is that of duration. You can choose to wear dailies, which are disposable contacts you throw away at the end of each day and replace with a fresh one the next day. You can also choose extended wear contact lenses that can be worn anywhere from up to 7 days to one month depending on what option you choose.

Shop for Contact Lenses with your FSA

Contact Lens Care. Did you know you should regularly clean your contact lenses? You can shop for contact lens care with your FSA to ensure lens cleanliness, lens surface moisture and clear, comfortable vision. Opti-Free RepleniSH MultiPurpose Disinfection Solution (2 pack) provides gentle cleaning agents to keep your lenses clean and comfortable, reducing protein build-up and lens deposits. This solution also kills bacteria responsible for eye infection.

Shop for Opti-Free RepleniSH Multipurpose Disinfection Solution at FSAstore.com

4) Treat Puffy, Tired Eyes with the TheraPearl Hot or Cold Therapy Eye Mask

During Healthy Vision Month, reduce puffy, tired eyes and keep your eyes comfortable. The eye mask can be used for both hot or cold therapy to reduce inflammation, soreness and other symptoms.

Shop for TheraPearl Hot or Cold Therapy Eye Mask at FSAstore.com


Are contact lenses FSA eligible?

Are contact lenses FSA eligible? Yes, buy them with your flex spending account, and contact lenses are great alternatives to glasses for vision correction.

Yes! You can use your Flexible Spending Account (FSA) to shop for contact lenses. Contact lenses are great alternatives to glasses for vision correction. There are a lot of differences to consider when choosing the right kind of contact lenses for you. One major distinction is that of duration. You can choose to wear dailies, which are disposable contacts you throw away at the end of each day and replace with a fresh one the next day.

You can also choose extended wear contact lenses that can be worn anywhere from up to 7 days to one month depending on what option you choose.

Learn more about daily vs. extended time contact lenses


These lenses are placed in the eyes in the morning and taken out before going to bed. They are not designed to be left in the eye overnight and are disposed of on a daily basis.

Some advantages this type of contact lens offers include reduced time caring for lenses and not having to buy contact lens solutions and storage for lenses. It takes a short period of time to get comfortable with dailies, and it's great for people with active lifestyles since it is more difficult to dislodge.

However, It can be dangerous to wear daily wear contact lenses for an extended time period. With daily wear contact lenses, the material is different and doesn't allow as much oxygen to reach the surface of the eye.


Extended contact lenses are commonly prescribed to be worn for two weeks at a time in the U.S, but time span varies depending on the brand. These are designed to allow more oxygen to reach the surface of your eye and have been approved by the FDA for overnight usage. While 7 days technically means 7 days and nights, it is recommended that you take your contacts out before sleeping to allow your eyes to breathe at night.

Extended wear contact lenses are ideal for people with healthy eyes, who are looking for convenience, and have strong prescriptions as it allows good vision round the clock. It is also ideal for those who have irregular work schedules with which maintenance of daily lenses would interfere.

Read more via http://www.aoa.org/patients-and-public/caring-for-your-vision/contact-lenses/advantages-and-disadvantages-of-various-types-of-contact-lenses?sso=y

Shop for contact lenses with your Flexible Spending Account


A spring eye care checkup with your FSA

While you're thinking about your general health, eye care is something that you should monitor closely. Whether you wear prescription eyeglasses or contact lenses, or have good eyesight, getting an eye exam on a yearly basis is not a bad idea.

You can use your Flexible Spending Account for numerous expenses related to eye care - everything from eye exams and prescription eyeglasses to contact lenses and contact lens solution.

FSA Eligible Services. Your Flexible Spending Account can cover treatments like LASIK, as well. If you're not sure what else is covered, ask your FSA administrator, or read the Summary Plan Description to check about your plan details.

Browse the FSA Eligibility List for ideas about covered expenses.

Popular Eye Care Products

Contact Lens Solution

Multipurpose and disinfecting solution for contact lenses is not only convenient, but also offers deep, effective cleaning and disinfection.

This solution kills germs and bacteria that could lead to infections, and removes protein, build-up and direct on contact lenses.

Shop for Contact Lens Care at FSA Store

Contact Lenses

You can also shop for contact lenses with your Flexible Spending Account. Check out FSA Store Optical to shop for brand-name items from AcuVue, Dailies, AirOptics and more!

Shop for Contact Lenses

Eye Care Bundle

This eye care bundle combines multi-purpose disinfecting solution, rewetting drops, an eye mask and more, to keep your eyes comfortable and your lenses clean.

Shop for the Eye Care Bundle at FSA Store